Let's Get Building

In Wolverhampton, there are more than 12,000 people on the housing register. The sad truth is that many of those people will never be given a Council property as there are simply not enough to go round.

At Wolverhampton Homes, we let about 2000 homes each year but it doesn’t take a genius to work out that the people left over have to live somewhere. Where do they go?

Some are in private rented housing and would prefer the security of Council housing; others are staying with friends or family in cramped, overcrowded conditions and a tiny minority may be living in hostels or on the streets. In short, in temporary, insecure circumstances that can make it harder for children to achieve educationally and for adults to further their careers or contribute to their community. So that’s one problem Britain is facing.

The other problem is that we have a huge deficit to tackle and there is no way we can do it purely through austerity. We need growth – a big, bold move to stimulate the economy – and I believe building new homes is the answer to that.

The great thing about this is that to deliver thousands of new homes, the Government doesn’t have to spend a penny. They can allow councils to build 60,000 much needed new homes over the next five years at the stroke of a pen. All they need to do is increase the amount of debt councils can borrow against their housing stock.

The National Federation of ALMOs, in a report called ‘Let’s Get Building’, makes a compelling case for this move. It says that 92p out of every £1 spent on building stays in the UK and that 56p of this returns to the Exchequer - with 36p of that bringing direct savings in tax and benefits.

When America was in the grip of the Great Depression, they invested in capital projects like the Hoover Dam because they knew that building things was a golden opportunity to stimulate the economy. Let’s hope the Chancellor has the same foresight in Wednesday’s Autumn Statement and helps get Britain building.

Welfare Reforms - time for action

In my last post, I talked about the huge impact of the welfare reforms on Wolverhampton’s citizens. We have partnered with our Council and other key players to provide a full impact assessment. This will tell us the financial impact on the City, which is in the many £10s of millions, and drill down to street and household level. It will help us build on the work we have already started, in supporting our customers through these changes.

So now's the time for action. To ready ourselves for the tsunami, we've grown our Money Smart Team by five new members drawn from across our business. We wanted to draw on the great skills and experience of staff, who know the business inside and out and they have truly hit the ground running. They are speaking to everyone affected by size criteria (bedroom tax) and the benefit cap, outlining the impacts on individuals and their families and working through the various option available.

We are delighted to have launched LEAP, our own work programme, to help unemployed tenants become “work ready”, gain qualifications, work experience and apprenticeships.

With a new expanded Money Smart Team the emphasis has changed, from being reactive and receiving referrals for support to being proactive. Now that we are contacting customers we are able to support them in many ways, not just with welfare reforms, but emergency support from the City’s Foodbank, providing debt advice, access to cheap furniture and new white goods in association with the City’s Credit Union.

We know that customers will need to alter the way they budget, with many needing to move from operating on a weekly basis to monthly. We are working with customers, giving advice on budgeting and this is proving to be a mammoth task. The key here is choice; we hope that by informing our customers they will be able to make decisions about their financial future.We are working with our City’s credit union to develop a suitable product for customers to allow them to effectively continue with “direct payments” of rent.

This month we are holding our first “speed dating” (or “speed mutual exchange”) event in the North of the City, where tenants, both those who are under-occupying and those who are over-crowded, can meet to see if they can resolve their housing issues by selecting a mutual exchange.

Then in December as part of WMBUS (West Midlands partnership Best Use of Stock) we will partner with several housing providers in a similar “speed dating” event, which will provide a wide choice of properties and tenures.

All in, it's a lot of action that will hopefully go some way to supporting our customers and the city to deal with the impact of welfare reform.

Thank you very much to Anne Herrmann who is leading on our welfare reform approach at Wolverhampton Homes for providing this information.

What will be the impact of welfare reform?

I’ve been talking to tenants, community groups and councillors about the likely impact of welfare reform in Wolverhampton. 

We all appear to be thinking along the same lines – that Wolverhampton is likely to be particularly hard hit.

Why? Well, we have nearly double the national average unemployment and 70% of Wolverhampton Homes tenants are on housing benefit. In fact 36% of working age tenants are on full housing benefit – compared to just 20% nationally. And a significant proportion of our tenants have a disability or are vulnerable in one or more ways.

We estimate that an extra £3.95m extra “cash” will need to be paid by tenants – either as a result of benefit cuts or because the benefit will go direct to them rather than paid on their behalf direct to their rent account.   This includes £2.4m as a result of under-occupation of family homes. 

Although last year was our best ever year for rent collection and the average debt per tenants is among the best nationally (and we have worked hard with tenants to have a really good payment culture) – what will happen when we have nearly £4m more to collect?

Everyone involved in supporting tenants locally feels there is a real risk of serious arrears. It could be as high as 20-25% of the £4m. That’s £lm less income for the Council –  fewer new homes, reduced services or delayed improvements and major repairs. Although thank goodness the decent homes programme is quite safe. And that’s not including the cost to Wolverhampton Homes of employing more staff to support tenants,  to deal with arrears or the cost of all the additional transactions.  

Of course work has already begun to raise tenants’ awareness, pass on budgeting skills and encouraging moves to different sized homes – although with the mismatch of the stock size to peoples’ needs and the overall shortage of housing, this sadly isn’t a realistic option for many.

We can go a long way to encourage tenants to be more resourceful, move to monthly budgeting and become internet savvy – with rent always being the priority, but everyone I have spoken to shares the view that dealing with this financially and practically will be a step too far for many folk.

I'll write another post soon about the steps we are taking, but in the meantime it would be interesting to hear other peoples’ views while we continue to develop new approaches to help mitigate this difficult situation.

Now’s the time to believe in our young people

Who can believe it’s been a year since the disturbances of last summer shook our city?

It seems like an age since Wolverhampton was rife with false rumour about what was and wasn’t happening. Tensions were high after watching reports of the devastation in other cities.

I remember driving around the ring road on 9th August at about 5.30pm and it was completely dead; the rumours had frightened everyone away. Of course, that day, we did experience some disturbances.

Fortunately for us, they were not as bad as London, Birmingham or Manchester, in part because of our police and citizens. But what’s changed since then?

Well, certainly the economy is still a very difficult place if you are young and out of work. Our own Learning Employment Achievement Programme (LEAP) which launched this year aims to tackle that very issue.

LEAP will give young, unemployed people an opportunity to discover their strengths and harness their talents.

Supporting unemployed young people, many who may have grown up in households where no one has ever worked, to get into training and ultimately employment is one of our key priorities.

We’re also developing new business streams which will make it easier for them to contribute to the estate where they live and further their sense of pride in their communities.

Giving young people the opportunity to get involved with what’s going on in their area, listening to and respecting their opinion and yes, I know it sounds cheesy, but believing in them can make a difference.

I’ve been inspired by watching some of the videos of our young tenant ambassadors on our YouTube channel; articulate, passionate and natural-born communicators, they show what a positive future our city has.

Join us to stop hate crime in Wolverhampton

You may be remember last year I wrote this post about a series of Get Togethers we held to ask tenants about hate crime.

At those events, tenants told us that people didn’t know what hate crime or hate incidents were and those that did know said they wouldn’t want to report it. They also said that we needed to do more to raise awareness.

So today, we’re launching a year-long campaign called Stop Hate in Wolverhampton. We’re asking you to join us and pledge to stop hate. Please sign up to our pledge, like our facebook page and show your support on your social media profile with a twibbon.

Hate crime is when people are abused through a perceived prejudice on the part of the perpetrator. It can be linked to disability, sexuality, age, race, gender or ethnicity. Only 18 hate crimes were reported to Wolverhampton Homes last year and nationally, it is thought that for every hate crime that is reported, eight go un-reported.

Hate crime can include physical assault or even murder, but can also include verbal attacks, graffiti or vandalism.

You may not realise but the majority of hate crimes happen near to the victim's home while they are going about their daily business and most hate crime perpetrators live in the same neighborhood as their victims.

That’s really a startling thought – just where people should feel safest – in their own neighbourhood is where they are most likely to suffer hate crime.

Our tenants are adamant that we must do more to ensure people know what hate crime is and that we do all we can to stop it happening.

Please join us and pledge to Stop Hate in Wolverhampton.

Facts and figures you may not know about hate crime:

• Figures released by the police in 2010 showed an increase in the amount of recorded hate crime last year, including a near doubling of disability hate crime.
• There were 52,028 reported hate crimes last year up on an estimated 46,300 in 2008. Disability hate crimes increased from 800 to 1,402 over the same period.  However, according to 'Stop Hate UK' over 80% of all hate crimes are not reported to the police.
• More than half (56 per cent) of the disabled people in Scope’s online sample said they had experienced hostility, aggression or violence from a stranger because of their condition or impairment (Scope, 2011).
• Sixteen per cent of almost 2,000 people with learning disabilities who responded to a Community Care survey in 2007 said they had been bullied on the street in the previous year.
• Research by the mental health charity Mind in 2007 showed that 71 per cent of respondents had been victimised in the community at least once in the past two years and felt this to be related to their mental health history.
• Around 40 per cent of LGB people say they are worried about being the victim of a crime (Homophobic Hate Crime, 2008).
• The findings from Homophobic Hate Crime, 2008 suggest that one in eight of lesbians and gay men and one in 20 bisexuals had experienced a hate crime or incident in the year to February 2008.
• Disabled people being four times more likely to be the victim of a crime than other people and twice as likely to be the victim of a violent attack.